It is worth noting that the subsidy will be recoverable within a period of five years from the date

A person wishing to use the program must meet certain conditions set out in the Act. The grant application's own contribution will have to be made before the expiry dps of the 35 year old borrower (in the case of spouses condition concerns the younger of them). The program is open to only those who have never benefited from state aid - Family on its own. Dwelling or single-family house must be the first real estate buyer that will meet the statutory conditions in terms of prices and surfaces. Engaged in a bank loan to finance the purchase of the property will have to be granted in the Polish currency, for at least 15 years and will serve at least 50 percent. the total purchase price.
Program funding dps may join both the marriage, as well as those unmarried, if, of course, comply with the requirements provided for in the Act on State aid in the purchase of a first home for young people.
The program provides for the granting of financial support for the purchase of the first of their own homes, thus determines the limit, according to which the future borrower - in the case of married couples, none of the spouses - the date of the contract creation or transfer of ownership of the acquired dwelling including not own another property or home.
There is no limit to their income when applying for funding from the program, MdM. The Bank will decide to grant a loan to the property in accordance with internal procedures, which then will sign an agreement with BGK. If a person who receives dps a loan, will meet the statutory requirements, can count on financial support from the state paid for through BGK.
Probably it happens dps again and will be the same as in the case of the Family on its own. Banks and developers themselves will be informed in their bids for the possibility to benefit from funding under the Act.
The Act also regulates the rules for reimbursement from the state budget portion of the expenses incurred for the purchase of building materials by individuals in connection with the construction dps of the first of their own homes. This means that the MdM program will benefit people build a house economic system.
As explained by a representative of the BGK, people dps who after January 1, 2014, obtained the construction permit and started building process, will benefit from the repayment of a portion of the expenses. As for the expenses related to the purchase of building materials by those leading the construction of the economic system, meet housing needs in the form of ownership.
It is worth noting that the subsidy will be recoverable within a period of five years from the date of conclusion of the agreement on the creation or transfer of ownership of the apartment, the beneficiary will use his apartment for other purposes NON meet its housing needs. Thus, a person benefiting from the support will have to pay received money from the state budget if:
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